body {
	font-family: "helvetica", Verdana, Geneva, Arial, sans-serif;
	margin: 0px;
	padding: 0px;
}

td {
	font-family: "helvetica", Arial, Verdana, Geneva, Arial, helvetica, sans-serif;
	font-size:90%;
	margin: 0;
}

.header {
	font-size:110%;
	font-weight: bold;
	color: #495F96;

}

.hi-lite {
	font-weight: bold;
	color: #495F96;

}

a {
	font-size: 90%;
	color: #495F96;
	text-decoration: none;
	
}

}

.top-gap {
	padding-top: 25px;
}

.down {
	vertical-align: bottom;
	padding-bottom: 0px;
	border-bottom: 0px;
	margin-bottom: 0px;
}

.bottom {
	border-bottom: 1px;

}

.right-pad {
	padding-right: 10px;
}

.left-pad {
	padding-left: 10px;

}


.left-gap {
	padding-left: 25px;
}


li {
	padding-left: 5px;
}


.bg {
	background-color:;
}
.underline {
	height: 21px;
	border-bottom-width: 1px;
	border-top-style: none;
	border-bottom-style: dotted;
	border-bottom-color: #666666;
}
.underline1 {
	border-bottom-width: 1px;
	border-top-style: none;
	border-bottom-style: dotted;
	border-bottom-color: #666666;
	padding:0px 0px 0px 20px;
}